Endurance Auto Warranty Review – New and Pre-owned Cars

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With a specialty in expired vehicle warranties, Endurance Car Warranty is among the most customer-driven companies in the market today. The selection of service contract options, reliability, along with excellent customer service makes Endurance an outstanding provider among extended warranty companies. The Northbrook, Illinois-based company’s unique positioning among competitors, carrying two of the most renowned third-party certifications in the industry: Better Business Bureau’s A+ rating and the Vehicle Protection Association’s gold accreditation. The two certifications support the highly-rated auto warranty reviews across various online review sites.

The company manages its contracts and administers claims independently, contrasting some competitors that use other companies to service their contracts. According to CarsPlan, an auto review site, Endurance takes you through all the stages of the coverage and claims process, a fact that lends them a reliable customer service reputation. The extended auto warranty provider provides numerous, simple coverage options to consumers with diverse needs and budgets, along with sample contracts on the company site for customers to review the exact terms before purchasing.

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Endurance notably ranks high for service in the claims process. The company collaborates solely with the National Institute for Automotive Service Excellent service providers and lends roadside assistance with a rental car cover in all its contracts. If you sign up and have a change of mind, the company offers a 30-day allowance within signage of the agreement to cancel your policy for a full refund.

Endurance Warranty Rates

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The Federal Trade Commission estimates upfront costs for extended warranties to vary from $1,000 to several thousand without the deductible. Further, the government agency recommends customers to ask in advance if the company charges deductibles per repair or visit. Additionally, you should determine whether the company has limitations concerning towing charges and rental car expenses. For instance, Endurance limits roadside assistance to once in every 72 hours. Besides, the company will pull within 25 miles of their closest compliant repair facility. The best part with roadside assistance is that it includes other offerings such as:

  • Lockout assistance
  • Flat-tire changes
  • Battery start service
  • Emergency fuel delivery

While most extended car warranties take about 30 days to become active, Endurance’s protection plans take longer with 60 days to get into effect. The company pays guarantee claims upfront so that you don’t have to make any out of pocket payments besides the deductible.

The usual deductible by Endurance is $100. However, the cost of a warranty plan premium often varies depending on several factors, including:

  • Year
  • Mileage
  • Make
  • Model
  • Your plan of choice

Another positive feature worth noting in the endurance auto warranty reviews is the provider’s offering for car reimbursement in the event your vehicle delays in the repair shop for several days. The company will provide $30 per day for a maximum of five days, which amounts to $150. While the figure isn’t sufficient to cover most car rentals, it can offset a sizeable portion. The company’s trip interruption reimbursement is quite substantial, providing up to $450 for trips that are over 100 miles away. Endurance Warranty does not provide its services in California.

Consumers can expect to pay approximately 5 cents for every mile they cover. The charges are an average rate in comparison to offerings from other extended auto warranty companies. Keep in mind that the cost of a premium plan will likely have wide variations based on specific factors. On average, an extended auto warranty starts from $350 to $750 annually, across all providers.

Concerning endurance auto warranty reviews, consumers place a high rating for the extended 24-month payment scheme to clear off the warranty, without interest. The duration is longer than some extended car warranty providers allow. Endurance auto warranties are usually transferable, although they come with a $50 transfer fee. You’ll want to ask a customer representative to see whether you qualify for an extended auto warranty transfer.

Plans By Endurance Warranty

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The endurance warranty has four extended auto warranty plans. Offerings meet the needs of both new and pre-owned car owners with different levels of protection. Your ideal protection plan will depend on various factors, including your budget. The service contracts are between 11 and 12 pages long and straightforward to read. It is always crucial to read and understand the fine print of an extended auto warranty agreement to be sure you know exactly what you are buying.

All Endurance Warranty plans come with 24-hour roadside assistance on top of car benefits, which auto dealerships allow plus over 350,000 licensed mechanic shops in both Canada and the United States.

The plans are as discussed below

1. The Select Premiere Plan

You should sign up for the Select Premiere plan if you have a high mileage vehicle. The company can offer protection for cars with as much as 200,000 miles on them, including up to 20 years old vehicles. Along with providing 24/7 roadside help and reimbursements for rental cars, this plan covers:

  • Transmissions
  • Transfer units
  • Seals and gaskets
  • Fuel systems
  • Electrical components
  • Drive axles
  • Cooling systems
  • Air conditioners

2. The Secure Plan

The Secure Plan is Endurance Warranty’s most affordable plan. Similar to other coverage plans from this provider, consumers get 24/7 roadside assistance with benefits for rental cars. Nevertheless, this plan has a disappearing deductible as an optional feature. With the feature, your deductible will keep reducing the more you stay without making any claim. This plan covers a variety of essential components, which are costly to repair. The components include:

  • Turbocharger and superchargers
  • Transmissions
  • Transfer units
  • Seals and gaskets
  • Engines
  • Drive axles

3.The Superior Plan

If you need to move your coverage a step down from the Superior Plan, then you should consider signing up for the Supreme Plan. Even though this plan does not provide exclusionary protection, it covers all components in the Secure and Select Premiere plans:

  • Turbocharger and superchargers
  • Transmissions
  • Transfer units
  • Seals and gaskets
  • Fuel systems
  • Front and rear suspensions
  • Engines
  • Electrical components
  • Drive axles
  • Cooling systems
  • Brakes
  • Air conditioners

4. The Supreme Plan

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The exclusions in Warranty coverage vary according to plan. For example, the Supreme plan carries the least exclusions while still offering bumper-to-bumper protection. As a result, the policy covers all repairs unless explicitly omitted. The Supreme Plan is the most comprehensive coverage option from Endurance Warranty. The plan protects:

  • Turbocharger and superchargers
  • Transmissions
  • Transfer units
  • Seals and gaskets
  • Fuel systems
  • Front and rear suspensions
  • Exclusionary coverage
  • Engines
  • Electrical components
  • Drive axles
  • Cooling systems
  • Brakes
  • Air conditioners

Below is a summary table of Endurance Warranty’s protection plans, including what each plan does not cover along with the company’s pros and cons.

 

Protection Plan Components Covered Components Not Covered
Select Premiere Plan for High Mileage Vehicles
  • Turbocharger
  • Transmission
  • Transfer unit
  • Fuel system
  • Engine
  • Electronics
  • Drive axle assembly
  • Cooling system
  • Air conditioning
·         The brakes

·         The rear and front suspension

The Economical Secure Plan
  • Turbocharger
  • Transmission
  • Transfer unit
  • Engine
  • Drive axle assembly
·         Suspension

·         Fuel system

·         Electronics

·         Cooling system

·         Brakes

·         Air conditioning

The Superior Plan for Complete Protection
  • Transfer unit
  • Suspension
  • Fuel system
  • Engine
  • Electronics
  • Drive axle assembly
  • Cooling system
  • Brakes
  • Air conditioning
  • Transmission
  • Turbocharger
Any part not listed under the covered components, specific parts in your contract, plus:

·         safety restraints

·         light bulbs

·         glass

The Supreme Plan for Bumper to Bumper Protection
  • Turbocharger
  • Transmission
  • Transfer unit
  • Suspension
  • Fuel system
  • Exclusionary coverage
  • Engine
  • Electronics
  • Drive axle assembly
  • Cooling system
  • Brakes
  • Air conditioning
Not Available
The Pros The Cons
  • Direct broker carrying solid third-party endorsements
  • Wide selection of protection plans
  • Excellent customer service
  • Stress-free claims process
  • 30-day full refund guarantee
  • Long repayment program
  • Transferable extended auto warranties
  • Offers protection to older vehicles
·         A few claims complaints

·         Does not have licensed mechanics in California

·         No coverage for corrosion

·         Low reimbursement for car rentals

The Wrap Up

The company’s plans are an excellent option if you are looking for a reliable vehicle protection plan. The company is easy to work, supported by strong financials, along with a solid reputation for claims payments. If you are purchasing a transferable warranty, you’ll want to save the receipts and service-related documents as you will require the records to complete the vehicle transfer for a sale.

The costs for coverage are neither expensive nor cheap but are an average offer. Endurance Warranty is mainly an excellent choice for consumers with older vehicles because they protect cars up to 20 years of age. The company’s ability to cover claims in accredited repair facilities across the United States and Canada makes them a convenient choice for when your vehicle encounters unforeseen misfortune on the road. We endorse Endurance Warranty as a reliable option among extended car warranties.

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